Home Improvement Financing to Fit Your Needs
The GreenSky® Loan Program’s focus is simple — to help you achieve the home of your dreams! The GreenSky® Program offers a streamlined and convenient way to pay for many home improvement projects.
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Select Plan Option
Easy Paperless Application -
Apply via the Mobile App
Or by phone: 866-936-0602 -
Fast Credit Decision
For more information, visit GreenSky.com
No Interest if Paid in Full Within 15-Month Promo Period, With Payments Required
Interest is billed during promo period but will be waived if the amount financed is paid in full before promo period expires.
Plan #
APR
Promo Period
Example Project Cost
$5k
$10k
$15k
$20k
No Interest if Paid in Full Within 12-Month Promo Period, With No Payments Required
Interest is billed during promo period but will be waived if the amount financed is paid in full before promo period expires.
Plan #
APR
Promo Period
Example Project Cost
$5k
$10k
$15k
$20k
Fixed Rate 7.99% – 19.99% APR (Based on Creditworthiness) for 120 Months
Plan #
APR
Promo Period
Example Project Cost
$5k
$10k
$15k
$20k
Fixed Rate 12.99% APR for 120 Months
Plan #
APR
Promo Period
Example Project Cost
$5k
$10k
$15k
$20k
Frequently Asked Questions About the GreenSky® Program
Q: Why should I finance my project when I can pay cash or use a credit card?
Financing a project may allow you to spread out the expense and enable increased buying power to fulfill your ideal project.
Q: How long do I have to use my loan?
Once approved, and depending on your plan, you typically have up to six months to make your purchases and approve transactions. Please refer to your loan agreement for details.
Q: What type of credit is available?
GreenSky® Program loans are unsecured installment loans with APRs that become fixed once the loan enters its amortization period.
Q: When is my first payment due?
It depends on your loan plan. There are a range of plans available through the GreenSky® Program, some of which offer deferred or reduced payments during a promotional period. Since plan types may vary, however, you should refer to your loan agreement for specific loan terms.
There is no prepayment penalty for early loan payoff.
Q: Where can I use my loan?
Working with a GreenSky Merchant, qualified applicants can use loans to pay for products and services to complete their residential project.
Q: How do I make a payment?
It’s simple – pay online in the customer portal or by phone, or schedule automatic payments to be drafted from your bank account. The choice is yours.
Q: How do I pay my contractor?
After your contractor requests a payment, you will receive a text message or email to authorize the transaction.